Actual Budget
Budgeting & FinanceLocal-first envelope budgeting app
Replaces YNAB, Mint
8 self-hosted YNAB alternatives
You Need a Budget (YNAB) is a hosted personal-budgeting SaaS based on zero-based budgeting. These open-source apps let you replace YNAB with software you host and control yourself.
Best self-hosted YNAB alternatives
Firefly III
Budgeting & FinanceSelf-hosted personal finance manager
Replaces Mint, YNAB
Cashew Self-Host
Budgeting & FinanceSelf-hosted sync server for personal budgeting
Replaces YNAB, Mint
Budget Zero
Budgeting & FinanceSelf-hosted zero-based budgeting tool
Replaces YNAB, Mint
BudgetBee
Budgeting & FinanceSelf-hosted personal finance and budgeting manager
Replaces YNAB, Mint
MyFin
Budgeting & FinanceSelf-hosted personal budgeting and finance manager
Replaces YNAB, Mint
OFX Importer
Budgeting & FinanceSelf-hosted budgeting with bank statement import
Replaces YNAB, Mint
Budgetwarrior
Budgeting & FinanceTerminal-based budgeting and expense tracker
Replaces YNAB, Mint
No apps match these filters.
Compare YNAB alternatives
- Actual Budget vs BudgetBee
- Actual Budget vs Budgetwarrior
- Actual Budget vs Cashew Self-Host
- Actual Budget vs Firefly III
- Actual Budget vs Budget Zero
- Actual Budget vs MyFin
- Actual Budget vs OFX Importer
- BudgetBee vs Budgetwarrior
- BudgetBee vs Cashew Self-Host
- BudgetBee vs Firefly III
- BudgetBee vs Budget Zero
- BudgetBee vs MyFin
- BudgetBee vs OFX Importer
- Budgetwarrior vs Cashew Self-Host
- Budgetwarrior vs Firefly III
- Budgetwarrior vs Budget Zero
- Budgetwarrior vs MyFin
- Budgetwarrior vs OFX Importer
- Cashew Self-Host vs Firefly III
- Cashew Self-Host vs Budget Zero
- Cashew Self-Host vs MyFin
- Cashew Self-Host vs OFX Importer
- Firefly III vs Budget Zero
- Firefly III vs MyFin
- Firefly III vs OFX Importer
- Budget Zero vs MyFin
- Budget Zero vs OFX Importer
- MyFin vs OFX Importer
Switching from YNAB
Moving off YNAB means trading a managed subscription for a service you run yourself. The payoff is ownership: no per-seat pricing, no vendor lock-in, and full control of your data. Start with the option above that matches your setup-difficulty comfort level — every app links to a detailed specs page and head-to-head comparisons.