Actual Budget vs Budget Zero

A side-by-side comparison of two self-hosted budgeting & finance options — licensing, setup difficulty, resource needs, and what each one replaces.

Not the right match-up?
FeatureActual BudgetBudget Zero
CategoryBudgeting & FinanceBudgeting & Finance
LicenseMITGPL-3.0
LanguageTypeScriptVue
Setup difficultyEasyEasy
Min. RAM256 MB128 MB
Deploymentdocker, bare-metal, sourcebare-metal, source
GitHub stars★ 28,019★ 654
First released20222019
ReplacesYNAB, MintYNAB, Mint

Why pick each one

Choose Actual Budget if…

  • Snappy offline-first experience
  • Privacy-focused sync
Actual Budget details

Choose Budget Zero if…

  • Works fully offline
  • Simple budgeting workflow
Budget Zero details

Frequently asked questions

Is Actual Budget or Budget Zero better?

Neither is universally better. Actual Budget has the larger community; both share a easy setup difficulty, so the decision comes down to features and licensing.

Are Actual Budget and Budget Zero free and open-source?

Yes. Actual Budget is licensed under MIT and Budget Zero under GPL-3.0. Both can be self-hosted at no software cost.

Can I run Actual Budget and Budget Zero with Docker?

Actual Budget: yes. Budget Zero: check the project docs for container support.

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