Actual Budget vs Cashew Self-Host
A side-by-side comparison of two self-hosted budgeting & finance options — licensing, setup difficulty, resource needs, and what each one replaces.
| Feature | Actual Budget | Cashew Self-Host |
|---|---|---|
| Deploy effort | Under-an-hour setup | Under-an-hour setup |
| Health score | 98 · Excellent | 54 · Fair |
| Category | Budgeting & Finance | Budgeting & Finance |
| License | MIT | MIT |
| Language | TypeScript | Dart |
| Setup difficulty | Easy | Easy |
| Min. RAM | 256 MB | 256 MB |
| Deployment | docker, bare-metal, source | docker, source |
| GitHub stars | ★ 29,118 | ★ 4,649 |
| First released | 2022 | 2022 |
| Replaces | YNAB, Mint | YNAB, Mint |
What are Actual Budget and Cashew Self-Host?
Actual Budget
Actual is a free, open-source personal finance app focused on zero-based, envelope-style budgeting. It is local-first with end-to-end encrypted sync across devices.
- Envelope budgeting method
- Local-first with encrypted sync
- Fast and responsive UI
- Bank import via plugins
Cashew Self-Host
This project provides a self-hosted sync backend so users of the open-source budgeting client can keep their expense data on their own server. It stores transactions, budgets, and categories without a commercial cloud.
- Expense and budget tracking
- Self-hosted sync
- Category management
- Mobile companion
Actual Budget vs Cashew Self-Host: key differences
Actual Budget is written in TypeScript, while Cashew Self-Host is built with Dart. Actual Budget has the considerably larger community, at 29,118 GitHub stars versus 4,649.
Why pick each one
Choose Actual Budget if…
- Snappy offline-first experience
- Privacy-focused sync
Watch out for
- Bank sync needs extra setup
- Fewer reports than alternatives
Choose Cashew Self-Host if…
- Released under the MIT license
- Easy to set up — beginner-friendly
- First-class Docker support for quick deployment
- Active community (4.6k GitHub stars)
Frequently asked questions
Is Actual Budget or Cashew Self-Host better?
Neither is universally better. Actual Budget has the larger community; both share a easy setup difficulty, so the decision comes down to features and licensing.
Are Actual Budget and Cashew Self-Host free and open-source?
Yes. Actual Budget is licensed under MIT and Cashew Self-Host under MIT. Both can be self-hosted at no software cost.
Can I run Actual Budget and Cashew Self-Host with Docker?
Actual Budget: yes. Cashew Self-Host: yes.