Paisa vs Wealthfolio
A side-by-side comparison of two self-hosted budgeting & finance options — licensing, setup difficulty, resource needs, and what each one replaces.
Wealthfolio
Privacy-focused desktop investment portfolio tracker
| Feature | Paisa | Wealthfolio |
|---|---|---|
| Deploy effort | Under-an-hour setup | Read-the-docs project |
| Health score | 88 · Excellent | 92 · Excellent |
| Category | Budgeting & Finance | Budgeting & Finance |
| License | AGPL-3.0 | AGPL-3.0 |
| Language | TypeScript | Rust |
| Setup difficulty | Medium | Easy |
| Min. RAM | 256 MB | 256 MB |
| Deployment | docker, binary, source | binary, source |
| GitHub stars | ★ 3,217 | ★ 9,036 |
| First released | 2022 | 2024 |
| Replaces | Mint, Personal Capital | Personal Capital, Sharesight |
What are Paisa and Wealthfolio?
Paisa
Paisa is an open-source personal finance manager built on top of the Ledger plain-text accounting format. It provides budgeting, net worth tracking, retirement planning, and rich visualizations.
- Built on Ledger format
- Net worth and retirement planning
- Rich interactive charts
- Goal tracking
Wealthfolio
Wealthfolio is an open-source desktop application for tracking investment portfolios entirely on your own device. All financial data is stored locally in SQLite so it never leaves the machine.
- Local-only SQLite storage
- Investment portfolio tracking
- Performance and allocation analytics
- Cross-platform desktop app
Paisa vs Wealthfolio: key differences
Paisa is written in TypeScript, while Wealthfolio is built with Rust. Paisa is the more established project (first released 2022), while Wealthfolio arrived in 2024. Wealthfolio has the considerably larger community, at 9,036 GitHub stars versus 3,217. Paisa lists first-class Docker deployment; Wealthfolio does not.
Why pick each one
Choose Paisa if…
- Beautiful visualizations
- Plain-text portable data
Watch out for
- Requires Ledger knowledge
- Single-user focused
Choose Wealthfolio if…
- Released under the AGPL-3.0 license
- Easy to set up — beginner-friendly
- Mature project with 9k GitHub stars
- Written in Rust
Frequently asked questions
Is Paisa or Wealthfolio better?
Wealthfolio is the stronger all-round pick: it has both the larger community and the simpler easy setup. Consider Paisa if its specific feature set fits your needs better.
Are Paisa and Wealthfolio free and open-source?
Yes. Paisa is licensed under AGPL-3.0 and Wealthfolio under AGPL-3.0. Both can be self-hosted at no software cost.
Can I run Paisa and Wealthfolio with Docker?
Paisa: yes. Wealthfolio: check the project docs for container support.