Actual Budget vs Paisa

A side-by-side comparison of two self-hosted budgeting & finance options — licensing, setup difficulty, resource needs, and what each one replaces.

Not the right match-up?
FeatureActual BudgetPaisa
CategoryBudgeting & FinanceBudgeting & Finance
LicenseMITAGPL-3.0
LanguageTypeScriptTypeScript
Setup difficultyEasyMedium
Min. RAM256 MB256 MB
Deploymentdocker, bare-metal, sourcedocker, binary, source
GitHub stars★ 28,019★ 3,190
First released20222022
ReplacesYNAB, MintMint, Personal Capital

Why pick each one

Choose Actual Budget if…

  • Snappy offline-first experience
  • Privacy-focused sync
Actual Budget details

Choose Paisa if…

  • Beautiful visualizations
  • Plain-text portable data
Paisa details

Frequently asked questions

Is Actual Budget or Paisa better?

Actual Budget is the stronger all-round pick: it has both the larger community and the simpler easy setup. Consider Paisa if its specific feature set fits your needs better.

Are Actual Budget and Paisa free and open-source?

Yes. Actual Budget is licensed under MIT and Paisa under AGPL-3.0. Both can be self-hosted at no software cost.

Can I run Actual Budget and Paisa with Docker?

Actual Budget: yes. Paisa: yes.

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