Actual Budget
Budgeting & FinanceLocal-first envelope budgeting app
Replaces YNAB, Mint
Best Encrypted Budgeting & Finance for self-hosting
The 4 best Encrypted budgeting & finance you can self-host, ranked by community traction.
Rotki
Budgeting & FinancePrivacy-focused portfolio and crypto accounting tool
Replaces CoinTracker, Koinly
Budget Zero
Budgeting & FinanceSelf-hosted zero-based budgeting tool
Replaces YNAB, Mint
Buckets
Budgeting & FinanceOffline-first envelope budgeting desktop app
Replaces YNAB, Mint
No apps match these filters.
At a glance
| App | Deploy effort | Difficulty | Min. RAM | License | ★ Stars |
|---|---|---|---|---|---|
| Actual Budget | Under-an-hour setup | Easy | 256 MB | MIT | 29,477 |
| Rotki | Under-an-hour setup | Medium | 512 MB | AGPL-3.0 | 4,043 |
| Budget Zero | Read-the-docs project | Easy | 128 MB | GPL-3.0 | 657 |
| Buckets | Read-the-docs project | Medium | 256 MB | GPL-3.0 | 197 |
Quick picks
- Most adopted: Actual Budget (29,477 GitHub stars).
- Lightest footprint: Budget Zero (from 128 MB RAM, against 512 MB for the heaviest here).
- Licensing: 2 of 4 use GPL-3.0; check the rest individually if you plan to modify and redistribute.
Every option here is open-source and self-hostable, tagged Encrypted within the budgeting & finance category. Deploy effort is graded from published container recipes, not vendor claims — see the methodology.