Maybe vs Wealthfolio
A side-by-side comparison of two self-hosted budgeting & finance options — licensing, setup difficulty, resource needs, and what each one replaces.
Maybe
Archived
Open-source personal finance and wealth app
VS
Wealthfolio
Privacy-focused desktop investment portfolio tracker
| Feature | Maybe | Wealthfolio |
|---|---|---|
| Deploy effort | Under-an-hour setup | Read-the-docs project |
| Health score | 15 · At risk | 92 · Excellent |
| Status | Archived | Actively maintained |
| Category | Budgeting & Finance | Budgeting & Finance |
| License | AGPL-3.0 | AGPL-3.0 |
| Language | Ruby | Rust |
| Setup difficulty | Medium | Easy |
| Min. RAM | 1,024 MB | 256 MB |
| Deployment | docker, bare-metal, source | binary, source |
| GitHub stars | ★ 54,272 | ★ 9,036 |
| First released | 2024 | 2024 |
| Replaces | Mint, Personal Capital | Personal Capital, Sharesight |
What are Maybe and Wealthfolio?
Maybe
Maybe is an open-source personal finance and wealth management application built with Ruby on Rails. It helps users track accounts, net worth, investments, and budgets in one dashboard.
- Net worth tracking
- Investment portfolio view
- Budgeting tools
- AI-assisted insights
Wealthfolio
Wealthfolio is an open-source desktop application for tracking investment portfolios entirely on your own device. All financial data is stored locally in SQLite so it never leaves the machine.
- Local-only SQLite storage
- Investment portfolio tracking
- Performance and allocation analytics
- Cross-platform desktop app
Maybe vs Wealthfolio: key differences
The biggest difference is maintenance: Maybe's repository is archived and no longer developed, while Wealthfolio is actively maintained. Maybe is written in Ruby, while Wealthfolio is built with Rust. Wealthfolio is the lighter option, starting around 256 MB of RAM against 1,024 MB for Maybe. Maybe has the considerably larger community, at 54,272 GitHub stars versus 9,036. Maybe lists first-class Docker deployment; Wealthfolio does not.
Why pick each one
Choose Maybe if…
- Modern polished interface
- Active development
Watch out for
- Young project
- Bank integrations still maturing
Choose Wealthfolio if…
- Released under the AGPL-3.0 license
- Easy to set up — beginner-friendly
- Mature project with 9k GitHub stars
- Written in Rust
Frequently asked questions
Is Maybe or Wealthfolio better?
Neither is universally better. Maybe has the larger community, while Wealthfolio is simpler to set up (easy difficulty). Choose based on the comparison table above and your own setup.
Are Maybe and Wealthfolio free and open-source?
Yes. Maybe is licensed under AGPL-3.0 and Wealthfolio under AGPL-3.0. Both can be self-hosted at no software cost.
Can I run Maybe and Wealthfolio with Docker?
Maybe: yes. Wealthfolio: check the project docs for container support.
Which is lighter on resources, Maybe or Wealthfolio?
Wealthfolio has the smaller minimum footprint at 256 MB of RAM, compared to about 1,024 MB for Maybe. Real-world usage depends on library size, user count, and enabled features.