Cospend vs Spliit
A side-by-side comparison of two self-hosted budgeting & finance options — licensing, setup difficulty, resource needs, and what each one replaces.
Spliit
Open-source group expense sharing app
| Feature | Cospend | Spliit |
|---|---|---|
| Deploy effort | Read-the-docs project | Under-an-hour setup |
| Health score | 77 · Good | 87 · Excellent |
| Category | Budgeting & Finance | Budgeting & Finance |
| License | AGPL-3.0 | MIT |
| Language | PHP | TypeScript |
| Setup difficulty | Easy | Easy |
| Min. RAM | 256 MB | 256 MB |
| Deployment | bare-metal, source | docker, bare-metal, source |
| GitHub stars | ★ 327 | ★ 2,951 |
| First released | 2019 | 2023 |
| Replaces | Splitwise, Tricount | Splitwise, Tricount |
What are Cospend and Spliit?
Cospend
Cospend is a group budget manager app for Nextcloud. Members record shared expenses in projects and it computes balances and settlement plans, with statistics, exports, and compatibility with the MoneyBuster mobile app.
- Shared budget projects
- Expense splitting and settlement
- Integrates with Nextcloud
- Statistics and exports
Spliit
Spliit is a free, open-source application for sharing expenses with friends and family. Built with Next.js, it lets groups track who paid for what and settle balances without an account.
- No account required
- Group expense tracking
- Balance settlement suggestions
- Receipt image upload
Cospend vs Spliit: key differences
Cospend is written in PHP, while Spliit is built with TypeScript. Licensing differs — AGPL-3.0 for Cospend versus MIT for Spliit. Cospend is the more established project (first released 2019), while Spliit arrived in 2023. Spliit has the considerably larger community, at 2,951 GitHub stars versus 327. Spliit lists first-class Docker deployment; Cospend does not.
Why pick each one
Choose Cospend if…
- Leverages Nextcloud auth
- Good for households
Watch out for
- Requires Nextcloud
- Limited standalone use
Choose Spliit if…
- Clean modern UI
- Quick to set up
Watch out for
- Newer project
- Limited reporting
Frequently asked questions
Is Cospend or Spliit better?
Neither is universally better. Spliit has the larger community; both share a easy setup difficulty, so the decision comes down to features and licensing.
Are Cospend and Spliit free and open-source?
Yes. Cospend is licensed under AGPL-3.0 and Spliit under MIT. Both can be self-hosted at no software cost.
Can I run Cospend and Spliit with Docker?
Cospend: check the project docs for container support. Spliit: yes.