Lago vs Specter Desktop
A side-by-side comparison of two self-hosted budgeting & finance options
— licensing, setup difficulty, resource needs, and what each one
replaces.
Not the right match-up?
Compare Lago with
choose an app… Maybe HyperSwitch Actual Budget Firefly III Akaunting Invoice Ninja Sure Ghostfolio Wealthfolio Crater Wallos BTCPay Server OctoBot Hospitable Ledger Beancount Kill Bill ezbookkeeping Frappe Books hledger-web Cashew Self-Host GnuCash Pretzel Finance Rotki Paisa Spliit mempool Fava Money Manager Ex BTC RPC Explorer Crater Self-Hosted Invoicing ExpenseOwl I Hate Money Sequence Finance LNbits Elements Core BlueWallet Lightning RoboSats Tracktor Invio Bitcart OpenBudgeteer WYGIWYH Kresus Ride The Lightning (Core Lightning) Fedimint Lightning Gateway Bitcoin Knots monetr Budget Zero BudgetBee Tellico SHKeeper Lightning Terminal REI3 Ocular VoucherVault Fulcrum Beancount Import ThunderHub Public Pool Suredbits Wallet Family Accounting Tool Jam BillManager MyFin Alby Hub ✨ Receipt Wrangler SatSale LNDg chantools CLI hledger-flow Tryton Cashu.me Wallet Skrooge OFX Importer Monero Daemon Grisbi DATUM DePay Circuit Breaker Bitfeed Budgetwarrior Nostr Wallet Connect YAFFA Bitcoin Ordinals Shopstr Econumo Libre Relay Bitcoin Node ItchySats Nutstash Wallet Core Lightning nolooking Squeak Road Krystal Bull BTC Tracker Helipad Bassin Costflow Tallycoin Connect PeerSwap sat.watch LndBoss Lightning Node Bitaxe Sentry Mybucks.online Blockstream Blind Oracle DeepSea Dashboard WoofBot (LND) LN Markets Bleskomat Server Canary MinerSentinel TDEX Provider Bitwatch Electrs Kollider LnVisualizer Public Pool's Web Urbit Bitcoin Connector Sparkkiosk Samourai Server LNbits Holesail Proxy Lightning Network+ Toshi Moto bitBalance ElectrumX Bitcoin Regtest Dashboard ChainForensics Lightning Shell lnSwitchboard Oak Node Pancake Saifa
Compare Specter Desktop with
choose an app… Maybe HyperSwitch Actual Budget Firefly III Akaunting Invoice Ninja Sure Ghostfolio Wealthfolio
Feature Lago Specter Desktop Category Budgeting & Finance Budgeting & Finance License AGPL-3.0 free Language Go Python Setup difficulty Hard Easy Min. RAM 2,048 MB 512 MB Deployment docker, kubernetes, source docker, one-click GitHub stars ★ 10,308 ★ 838 First released 2022 2022 Replaces Stripe Billing, Chargebee —
Why pick each one
Choose Lago if… Powerful for SaaS billing Developer-friendly Lago details Choose Specter Desktop if… Easy to set up — beginner-friendly First-class Docker support for quick deployment One-click install on common self-host platforms Written in Python Specter Desktop details
Frequently asked questions Is Lago or Specter Desktop better? Neither is universally better. Lago has the larger community, while Specter Desktop is simpler to set up (easy difficulty). Choose based on the comparison table above and your own setup.
Are Lago and Specter Desktop free and open-source? Yes. Lago is licensed under AGPL-3.0 and Specter Desktop under free. Both can be self-hosted at no software cost.
Can I run Lago and Specter Desktop with Docker? Lago: yes. Specter Desktop: yes.