Actual Budget vs Wealthfolio

A side-by-side comparison of two self-hosted budgeting & finance options — licensing, setup difficulty, resource needs, and what each one replaces.

Not the right match-up?
FeatureActual BudgetWealthfolio
CategoryBudgeting & FinanceBudgeting & Finance
LicenseMITAGPL-3.0
LanguageTypeScriptRust
Setup difficultyEasyEasy
Min. RAM256 MB256 MB
Deploymentdocker, bare-metal, sourcebinary, source
GitHub stars★ 28,019★ 8,528
First released20222024
ReplacesYNAB, MintPersonal Capital, Sharesight

Why pick each one

Choose Actual Budget if…

  • Snappy offline-first experience
  • Privacy-focused sync
Actual Budget details

Choose Wealthfolio if…

  • Released under the AGPL-3.0 license
  • Easy to set up — beginner-friendly
  • Mature project with 8.5k GitHub stars
  • Written in Rust
Wealthfolio details

Frequently asked questions

Is Actual Budget or Wealthfolio better?

Neither is universally better. Actual Budget has the larger community; both share a easy setup difficulty, so the decision comes down to features and licensing.

Are Actual Budget and Wealthfolio free and open-source?

Yes. Actual Budget is licensed under MIT and Wealthfolio under AGPL-3.0. Both can be self-hosted at no software cost.

Can I run Actual Budget and Wealthfolio with Docker?

Actual Budget: yes. Wealthfolio: check the project docs for container support.

Related comparisons