Actual Budget vs Spliit

A side-by-side comparison of two self-hosted budgeting & finance options — licensing, setup difficulty, resource needs, and what each one replaces.

Not the right match-up?
FeatureActual BudgetSpliit
CategoryBudgeting & FinanceBudgeting & Finance
LicenseMITMIT
LanguageTypeScriptTypeScript
Setup difficultyEasyEasy
Min. RAM256 MB256 MB
Deploymentdocker, bare-metal, sourcedocker, bare-metal, source
GitHub stars★ 28,019★ 2,837
First released20222023
ReplacesYNAB, MintSplitwise, Tricount

Why pick each one

Choose Actual Budget if…

  • Snappy offline-first experience
  • Privacy-focused sync
Actual Budget details

Choose Spliit if…

  • Clean modern UI
  • Quick to set up
Spliit details

Frequently asked questions

Is Actual Budget or Spliit better?

Neither is universally better. Actual Budget has the larger community; both share a easy setup difficulty, so the decision comes down to features and licensing.

Are Actual Budget and Spliit free and open-source?

Yes. Actual Budget is licensed under MIT and Spliit under MIT. Both can be self-hosted at no software cost.

Can I run Actual Budget and Spliit with Docker?

Actual Budget: yes. Spliit: yes.

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