Actual Budget vs Beancount

A side-by-side comparison of two self-hosted budgeting & finance options — licensing, setup difficulty, resource needs, and what each one replaces.

Not the right match-up?
FeatureActual BudgetBeancount
CategoryBudgeting & FinanceBudgeting & Finance
LicenseMITGPL-2.0
LanguageTypeScriptPython
Setup difficultyEasyHard
Min. RAM256 MB128 MB
Deploymentdocker, bare-metal, sourcebinary, source
GitHub stars★ 28,019★ 5,881
First released20222008
ReplacesYNAB, MintQuickBooks, Xero

Why pick each one

Choose Actual Budget if…

  • Snappy offline-first experience
  • Privacy-focused sync
Actual Budget details

Choose Beancount if…

  • Released under the GPL-2.0 license
  • Mature project with 5.9k GitHub stars
  • Written in Python
  • Tiny footprint — runs in 128 MB RAM
Beancount details

Frequently asked questions

Is Actual Budget or Beancount better?

Actual Budget is the stronger all-round pick: it has both the larger community and the simpler easy setup. Consider Beancount if its specific feature set fits your needs better.

Are Actual Budget and Beancount free and open-source?

Yes. Actual Budget is licensed under MIT and Beancount under GPL-2.0. Both can be self-hosted at no software cost.

Can I run Actual Budget and Beancount with Docker?

Actual Budget: yes. Beancount: check the project docs for container support.

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