Actual Budget vs OFX Importer

A side-by-side comparison of two self-hosted budgeting & finance options — licensing, setup difficulty, resource needs, and what each one replaces.

Not the right match-up?
FeatureActual BudgetOFX Importer
CategoryBudgeting & FinanceBudgeting & Finance
LicenseMITGPL-3.0
LanguageTypeScriptTypeScript
Setup difficultyEasyMedium
Min. RAM256 MB256 MB
Deploymentdocker, bare-metal, sourcebare-metal, source
GitHub stars★ 28,019★ 198
First released20222017
ReplacesYNAB, MintYNAB, Mint

Why pick each one

Choose Actual Budget if…

  • Snappy offline-first experience
  • Privacy-focused sync
Actual Budget details

Choose OFX Importer if…

  • Flexible budgeting model
  • Privacy-focused
OFX Importer details

Frequently asked questions

Is Actual Budget or OFX Importer better?

Actual Budget is the stronger all-round pick: it has both the larger community and the simpler easy setup. Consider OFX Importer if its specific feature set fits your needs better.

Are Actual Budget and OFX Importer free and open-source?

Yes. Actual Budget is licensed under MIT and OFX Importer under GPL-3.0. Both can be self-hosted at no software cost.

Can I run Actual Budget and OFX Importer with Docker?

Actual Budget: yes. OFX Importer: check the project docs for container support.

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